The PREIM SRI OPCI, a real estate savings solution with an SRI label
Created in 2021, the OPCI PREIM ISR is aimed at investors who wish to diversify their savings by investing in underlying assets comprising mainly physical real estate and, to a lesser extent, financial assets. The OPCI PREIM ISR is an SRI-labeled fund.
The SCPI that favors health and education real estate
With Primovie, a leader in health and education real estate, you invest indirectly in socially useful real estate sectors:
The OPCI PREIM ISR is a savings solution with a preponderance of real estate created by the management company Primonial REIM France. The fund's objective is to provide investors with a regular dividend distribution and the prospect of long-term capital gains (objectives not guaranteed).
A solution for every moment of life
The fund responds to different patrimonial objectives depending on the moment of life, such as building up capital to finance one's children's education or to prepare for retirement, or to have a supplementary income from one's salary or pension.
The PREIM SRI OPCI, a unique real estate savings solution on the market
Socially useful investments in a growth market
Primovie's investments are mainly driven by favourable demographic factors. Longer life expectancy, ageing and population growth in France and Europe call for a specific response to meet society's growing needs for real estate facilities in the health and education sectors.
A long-term income and capital gains objective
Primonial REIM France has experts specialised by asset class who select real estate in France and in the euro zone in order to diversify the portfolio and the risks.
Socially Responsible Investments for a sustainable financial performance
The investment universe of the OPCI includes only SRI underlying assets:
- For the real estate portfolio, an exclusive best-in-class approach in terms of ESG based on an evaluation grid developed by Primonial REIM France integrating technical and extra-financial criteria is systematically applied to each asset at the time of acquisition with a minimum score set at 70/100.
During the management phase, an approach to progress on the ESG criteria of the asset (monitoring the development of the asset, regular reporting) is implemented.
- For the financial portfolio, SRI funds to which an ESG due diligence developed by La Financière de l'Échiquier, Primonial REIM France's delegate for the management of this portfolio, has been applied. It produces an SRI Maturity Score for each security.
Why invest in a SRI real estate fund?
What is an SRI-labeled real estate fund?
A collective savings and investment vehicle with the SRI label.
The Real Estate SRI label is a tool for choosing responsible and sustainable investments. Created and supported by the Ministry of Finance and effective as of October 2020, it aims to make socially responsible investment (SRI) products more visible to savers.
An SRI-labeled real estate fund allows :
- Commit to the environment and society by investing responsibly.
- Directing its savings towards issues such as the fight against climate change, the production of "clean" energy, the health and safety of buildings, and the comfort and well-being of building occupants.
- Combine financial performance and responsible investment through the work of management companies that conduct an investment and asset management strategy under the prism of ESG (environmental, social and governance) criteria, thereby increasing the sustainability and value of real estate and financial assets over time.
Primonial REIM France's belief: properties that demonstrate ESG performance will be more liquid and better valued over the long term.
Become an associate of the OPCI PREIM ISR
Conditions of subscription to 31/08/2023
- The essential
- Rapport annuel
- Transparency code
- ESG engagement policy
- Rapport ESG
- SRI Policy
- Quarterly Report
- OPCI PREIM ISR VIE reporting
- Reporting OPCI PREIM SRI SECURITY ACCOUNT
- Reporting SG Primonial OPCI ISR
- Reporting OPCI PREIM ISR INSTITUTIONNELS
- Sustainability Risk Management Policy
- Periodic information document Q1 2023
- Règlement Disclosure (SFDR)
The OPCI directly and/or indirectly holds real estate whose sale implies delays which will depend on the state of the real estate market. In the event of a request for redemption (repayment) of your shares, your money may not be paid to you until two (2) months after the net asset value has been established.
In addition, the amount you receive back may be less than the amount you invested if the value of the OPCI's assets, particularly the real estate market, falls over the term of your investment.
1 - Risk of capital loss
The SPPICAV offers no guarantee of capital protection. Investors are warned that their capital is not guaranteed and may not be returned or may only be partially returned. Investors should not invest in the SPPICAV if they are unable to bear the consequences of such a loss. Exposure to these risks may result in a decrease in the net asset value.
2 - Liquidity risk
The real estate market offers limited liquidity. Sustained demand for redemption of OPCI units over a short period of time may have an unfavorable impact on the sale price of properties that must be disposed of within a limited timeframe, which could have an unfavorable impact on net asset value.
3 - Discretionary management risk
The management style practiced by the SPPICAV and its delegates is based on anticipating the evolution of the various markets and/or on the selection of assets. There is a risk that the SPPICAV may not be invested in the best performing markets or properties at all times. The performance of the SPPICAV may be lower than the management objective and the net asset value of the SPPICAV may record a negative performance.
4 - Debt and credit risk
Fluctuations in the real estate market may significantly reduce the debt repayment capacity and fluctuations in the credit market may reduce the sources of financing and significantly increase the cost of such financing. Leverage has the effect of increasing the investment capacity of the SPPICAV but may also increase the risk of loss.
5 - Risks related to investments in real estate assets
Changes in the real estate market may lead to significant variations in the value of buildings, as may changes in the rental market (risk of vacancy or non-payment of rent) and the level of technical performance of buildings.
6 - Risks related to investments in financial assets / contracts
Fluctuations in the prices of the OPCI's financial assets may have a positive or negative impact on the OPCI's net asset value. The market risk is the risk of a general fall in the price of the financial assets in which the OPCI invests.
The investments of the OPCI PREIM ISR
In the investment phase: each real estate asset is subject to a non-financial rating that must be above the threshold score of 70/100 based on the ESG indicators set out in Primonial REIM France's proprietary rating grid, which allows it to select only assets rated above this score.
In the management phase: Primonial REIM France is implementing a continuous improvement process for the real estate assets of the OPCI PREIM ISR to ensure optimal monitoring (permanent monitoring of energy consumption, precise mapping of assets, relevant action plan for improvement).
Past investments are not a reliable indicator of future investments.
Our products present a risk of capital loss due to the evolution of the real estate markets. Income is not guaranteed and may rise or fall depending on the performance of the fund. Investment in OPCI units is considered for the long term with a recommended investment horizon of 10 years. Liquidity is limited, as the management company does not guarantee the resale of units. Past performance is no guarantee of future performance.