SCPI Patrimmo Croissance Impact

Before subscribing in SCPI shares, the investor must receive copies of the information notice, the statutes, the subscription notice, the most recent information bulletin, the “PRIIPS” key information document and the most recent annual report. These documents are available free of charge from Primonial REIM France.
Consult the “fees” section of the information notice for a complete summary of the fees. You will find the subscription conditions on a dedicated page of the website.

Risk factors
An investment in shares of this SCPI will generate profits depending on the amount of capital you recover when you withdraw your shares or the SCPI is liquidated, whichever comes first. This amount is not guaranteed and will depend entirely on fluctuations in demand and developments in the residential property market during the placement period. The SCPI does not generate any rental income since its investment policy is concentrated on acquiring bare-ownership assets and therefore does not have the usufruct thereof. Consequently, investment in shares of this SCPI will not result in any rental or financial revenue pay-outs.

An investment in Patrimmo Croissance shares is a long-term asset diversification investment. The minimum recommended placement period is 10 years.

Investing in SCPI shares involves a certain amount of risk of losing one’s capital, the invested capital is not guaranteed.

Since this placement involves property only, it will be considered as having a low liquidity. SCPI share transfer methods are related to the existence of a counter-party or not, the Company cannot guarantee the withdrawal value of your shares.

For subscriptions made on credit, the subscriber’s attention is drawn to the fact that the SCPI does not pay-out revenues and that the capital is not guaranteed, in the event that the share withdrawal value falls, the subscriber will make up the difference. In addition to this, if the agreed loan is not repaid, the credit company will be entitled to request the sale of the SCPI shares which may result in a capital loss.

Investors are invited to take note that Patrimmo Croissance is an SCPI whose statutes allow it to:
• go into debt up to a limit of 30% of the maximum value of its assets to finance its own Off-Plan (EFA) investments in anticipation of the income to be collected
• make Off-Plan (VEFA) acquisitions up to 100% of the total value of its assets in order to constitute its property holdings.

In all cases, compliant to the clauses of article 422.203 of the general Autorités des Marchés Financiers (Financial Markets Regulator) regulations, the total debt must be compatible with the SCPI’s capacity to make repayments as based on its normal income for loans and debts, and with its commitment capacity for the Off-Plan acquisitions.

The capital amount which will be received on withdrawing the shares or, if applicable, when the Society is liquidated will be subject to the condition of the repayment of the outstanding or full amount of the loan taken out by the SCPI